What Does It Cost to Live at Jazmín? Understanding the Full Retirement Budget

If you are considering a move to Jazmín, the price of the apartment is only the starting point.

You also need to know what you would actually pay under Ciudad Patricia's Lifetime Right of Use, when the payments become due, what it costs each month once you are living there, and how much of your normal household expenditure is already covered by the monthly service fee.

That last point matters particularly if you are comparing Jazmín with buying an ordinary apartment on the Costa Blanca. An apartment elsewhere may have a much lower monthly community fee, but it will not necessarily include many of the services you would have at Ciudad Patricia.

How much does a Jazmín apartment cost?

Current prices for the available new two-bedroom Jazmín apartments range from €431,500 to €456,000.

But this is not quite the same as looking at the asking price of an ordinary apartment on the Costa Blanca.

Jazmín apartments are offered through Ciudad Patricia's Lifetime Right of Use arrangement. The amount applicable to an individual resident depends on several factors, including the apartment and the purchaser's age. Ciudad Patricia therefore provides a personalised calculation rather than publishing a single age-based price table. This is also how the system is described in Ciudad Patricia's current FAQ.

See the Jazmín apartments

In practical terms, someone buying at 65 will have a different calculation from someone buying at 75 or 80.

It makes more sense to ask Ciudad Patricia to calculate the amount for your circumstances than to try to extrapolate it from a graph or another purchaser's figures. There is a more detailed explanation of this model in Ciudad Patricia's article on retirement budgeting and the Lifetime Right of Use.

Read more about the Lifetime Right of Use

For legal, tax or estate-planning questions arising from the arrangement, individual professional advice may also be appropriate.

When do you pay for Jazmín?

Construction has now reached the point where the structural work is complete. The current payment schedule is therefore:

This makes the timing of your money almost as important as the total amount.

Suppose you already own a villa on the Costa Blanca. Its eventual sale may comfortably cover the cost of moving to Jazmín, but you may want to continue living there until the new apartment is ready. You therefore need to decide how the initial 50% payment will be funded before the villa is sold.

The same applies if you are moving from Britain, the Netherlands, Germany or France. Your existing home may be your main source of capital, but its sale and the Jazmín payment schedule need to work together.

That is why it is useful to think about Jazmín as a cash-flow decision as well as a housing decision.

But what does it cost each month once you live at Ciudad Patricia?

The current service fee is €442.22 per month in 2026.

Ciudad Patricia adjusts the fee annually according to the actual costs incurred. At first sight, €442.22 may look expensive if you compare it with the “comunidad” fee on an ordinary Spanish apartment.

But that is not a useful nor fair comparison.

The Ciudad Patricia service fee includes building and facilities maintenance, gardens, swimming pools and the Central Building. It also includes collective and individual water consumption, communal electricity, lifts, caretakers, the coordinator and activities, home (building) insurance, and municipal charges such as sewage and waste disposal.

Then there are the facilities and practical services that distinguish Ciudad Patricia from an ordinary apartment development.

These include 24/7 medical emergency response, monitored security, an indoor swimming pool, 4 outdoor pools, gym facilities, practical language assistance and maintenance support within apartments. Explore Ciudad Patricia's services

So the €442.22 is not simply a community charge for maintaining an apartment block.

What would similar services cost outside Ciudad Patricia?

A more meaningful comparison is to imagine living in a similar two-bedroom apartment somewhere else around Benidorm and then trying to assemble broadly the same package yourself. Some areas of the Costa Blanca might even be more, it also depends on the degree of luxury you want.

Let’s say you would need a suitable development with gardens, a pool and lift. You might want a monitored alarm, emergency assistance that works comfortably for an expatriate resident, gym and indoor pool access, help with minor maintenance and access to occasional activities.

Some services are relatively easy to buy independently. Others are much harder to reproduce and of course there is the language problem to just find them.

The following figures are indicative 2026 budgeting estimates, not quoted package prices or a claim that every resident outside Ciudad Patricia would incur every cost - just an idea.

The difference for a couple is particularly noticeable.

Some household costs, such as community fees, home insurance or a monitored alarm system, do not increase simply because two people live in the apartment. Other services are normally charged per person. Gym and indoor pool access, personal medical emergency response and paid activities are obvious examples.

Using the average of the estimated 2026 costs, recreating a broadly comparable package independently would come to around €447 per month for one person and approximately €604 per month for a couple.

That compares favourably with the current Ciudad Patricia service fee of €442.22 per month.

Even this comparison does not attempt to place a separate monetary value on the caretaker and coordinator support, practical help within the community or the wider 24/7 security presence. These are difficult to reproduce simply by purchasing individual services elsewhere.

Above all, it does not attempt to put a price on the peace of mind that comes from having those services and support available within the community.

This does not mean that everyone living in an ordinary apartment would actually spend €447 or €604 every month. Someone who does not want an indoor pool, organised activities or medical teleassistance could obviously spend less.

The point is that comparing Ciudad Patricia's monthly service fee with the community charge on an ordinary apartment is not a like-for-like comparison. Once the wider package of services is taken into account, the difference becomes very small for one person and, for a couple making use of those services, the independent alternative could cost considerably more.

Which costs are not included in the Ciudad Patricia service fee?

There are still household expenses that residents pay themselves. These include individual electricity consumption, property tax (IBI), telephone and private internet.

Then there are the normal personal expenses that you would have wherever you lived: groceries, restaurants, a car or other transport, holidays, clothes, hobbies and whatever else forms part of your lifestyle.

This is why two people living in identical Jazmín apartments could have very different retirement budgets.

One couple might travel frequently, eat out several times a week and keep a car. Another might spend most of the year in Benidorm, cook at home more often and make greater use of the facilities already available within Ciudad Patricia.

The housing cost may be similar. Their total monthly expenditure will not be.

How does the service charge compare with what your present home really costs?

If you already live on the Costa Blanca, there is a useful exercise you can do.

Go back through the last year and work out what your present home actually cost to run.

If you live in a villa, think about the pool, garden, water, insurance, alarm system, waste charges, repairs and maintenance. Include the jobs that happen only occasionally, because a €900 repair that arrives once every three years is still part of the long-term cost of keeping the house.

Then look beyond the bills.

Perhaps you still love your villa. You certainly love the terrace, the view and the memories attached to it. But the pool needs looking after. The garden needs someone to maintain it. There are repairs to organise, deliveries to wait for and tradespeople to find when something stops working.

For some people, none of that is a particular burden but for others, one reason for considering Jazmín is that they would rather spend less of their time managing a property.

That distinction is important because the benefit of a managed community is not measured entirely in euros.

What if you are moving from Northern Europe?

The calculation is slightly different if you are currently living in Britain, the Netherlands, Germany or France. You may be comparing Jazmín not with your existing house, but with the alternative of buying an ordinary apartment somewhere on the Costa Blanca.

That can make the headline property prices look easier to compare than they really are.

With an ordinary apartment, you would generally organise whatever additional security, leisure membership, maintenance, transport, emergency response and practical help you wanted yourself.

At Ciudad Patricia, much of that infrastructure already exists around your home.

It is still independent living. You have your own apartment and decide how you spend your day. The existence of support and communal facilities does not turn the apartment into residential or nursing care.

That distinction is particularly relevant for people planning a move while they are still active and independent. You are not necessarily buying services because you need all of them today. Part of the question is whether having them readily available has value to you over the years ahead.

What about staying in your present villa?

If your current home still suits you perfectly, moving may not make financial or practical sense.

But there is another common situation.

You may have a three or four-bedroom villa, a pool and a substantial garden, while most of the time only one or two people actually live there. The spare rooms are useful when family visits, but for much of the year they still need cleaning, heating, cooling and maintaining.

Downsizing in that situation is not simply about reducing square metres.

It is about deciding which parts of your present home you still genuinely use and which parts you are maintaining because they happen to be there.

Jazmín has been designed around that type of decision, providing a new two-bedroom apartment within the existing Ciudad Patricia community rather than asking residents to give up independence in exchange for support.

There is more on this question in our article about why downsizing does not necessarily mean downgrading.

Read Jazmín: When Downsizing Doesn't Mean Downgrading

How does the price of Jazmín compare with a new apartment elsewhere on the Costa Blanca?

It is also useful to put the Jazmín price into the context of the wider new-build market.

A fair comparison is not with the average two-bedroom apartment in each town. Jazmín is brand new, with two bedrooms and two bathrooms, generous internal space, a terrace or garden, lift access and communal facilities. So the more relevant comparison is with good-quality new developments offering similar features.

Based on current 2026 asking prices, a broad comparison looks like this:

Sources: ThinkSpain and Idealista. Accessed September 2026.

The differences between the three Costa Blanca locations are significant.

In Benidorm, Jazmín sits comfortably within the price range of a good-quality new two-bedroom apartment. New developments with terraces, parking, pools and other communal facilities frequently reach or exceed €400,000, particularly in the better-positioned parts of the town.

Jávea is generally more expensive for a genuinely comparable new apartment. While there are lower-priced developments, good-quality two-bedroom properties of around 100 m² with two bathrooms, terraces, parking, storage and communal facilities are commonly being offered in the €450,000 to €550,000 range, with premium developments going higher still.

Torrevieja remains considerably less expensive but it is a slightly different environment. A comparable new two-bedroom apartment can often be found between approximately €260,000 and €385,000, although prices rise for larger properties, better locations and developments close to the sea.

This means that Jazmín's current €431,500 to €456,000 headline price is not unusual when compared with good-quality new construction elsewhere on the Costa Blanca. It is broadly comparable with other areas of the Costa Blanca. There is, however, an important qualification. These are comparisons of headline property prices, not identical purchase arrangements.

A conventional new-build apartment is purchased as property. Jazmín operates through Ciudad Patricia's Lifetime Right of Use, with the amount payable adjusted according to the purchaser's individual circumstances, including age. The two arrangements therefore need to be compared on their overall financial structure rather than on the headline figure alone.

Request your individual Jazmín cost calculation

How should you build your full Jazmín retirement budget?

A realistic calculation has four parts.

First is the capital cost. Start with the current Jazmín price range of €431,500 to €456,000, then obtain your personalised Lifetime Right of Use calculation from Ciudad Patricia.

Second is cash flow. Make sure the 50%, 15%, 10% and 25% construction payments fit with your savings, investments and the timing of any property sale.

Third is the ongoing housing cost. Allow for the current monthly service fee, remembering that it is reviewed annually, plus electricity, property tax, telephone and internet.

Finally, leave room for the retirement you actually want to have. Travel, restaurants, family visits, hobbies, a car and unexpected expenditure all matter. There is little value in arranging your housing finances so tightly that the home is affordable but the lifestyle you moved for is not.

Ask for an individual Jazmín cost breakdown

Published figures are useful for deciding whether Jazmín is broadly within your budget.

They cannot tell you exactly what it will cost you.

The next useful step is to ask Ciudad Patricia for a personalised calculation covering the particular apartment you are considering, your Lifetime Right of Use figure and the corresponding staged payments.

If you are a couple, ask for the calculation based on your circumstances as a couple. If you are selling another property to fund the move, look at when your capital will actually become available rather than focusing only on its eventual sale value.

Then compare your current household costs with the service fee, including the services that you would otherwise pay for separately.

The real question is not simply:

“How much does a Jazmín apartment cost?”

It is:

“What will our home cost to run, what will we still need to organise ourselves, and what will our overall retirement budget look like once we move?”

That is the comparison worth making.

Request your individual Jazmín cost calculation